Take action
Review this page to find out what you need to know and what you need to do during Open Enrollment. Then enroll in your 2026 benefits between November 10 and November 23. After Open Enrollment ends, you can’t change your benefit elections unless you experience a qualifying life event.
Your enrollment checklist
Use this checklist to make the most of your Open Enrollment opportunity:
Learn
about your benefit options by exploring this website, paying special attention to what’s changing for next year.
Use
the 2026 Benefits Guide to find everything you need to know about choosing your benefits for the new year.
Update
your Flexible Spending Account (FSA) enrollment and/or Health Savings Account (HSA) contribution amount — they don’t automatically carry over to the next year.
Make
sure your dependent information is correct and all your dependents are still eligible.
Review
your beneficiary information and make updates as needed.
Complete
your benefits enrollment by November 23. Learn how to enroll.
What’s Changing
As part of our strategy to provide comprehensive, competitive, and financially responsible benefits, we regularly examine our benefits program and consider changes that could better support you and your family across the entire spectrum of well-being. Here are the changes we’ll introduce in 2026.
NO cost increases for 2026
As the cost of health care continues to rise, so does the cost of providing quality health benefits. However, for 2026, Siegwerk is absorbing the entire increase to provide you with quality, comprehensive coverage. You and your family will pay the same for coverage in 2026 that you do today!
Fidelity will be new HSA administrator
Fidelity will be the new administrator for our Health Savings Accounts (HSAs), combining the administration of both our HSA and 401(k) with Fidelity. At Siegwerk, we know that every employee has unique financial goals, family circumstances, and preferences. Fidelity brings enhanced features to support you and your family’s financial needs:
- No minimum balance required to invest your funds.
- No investment account fees.
- Robust investment fund options to help achieve your financial goals.
- Money market default for investing, which provides a higher interest rate.
Due to the transition to Fidelity, you are required to actively enroll in an HSA for 2026 if you wish to make any contribution elections. Your current HSA elections will NOT carry over.
Increased Health Savings Account (HSA) contribution limits
The total amount (including company contributions) you may contribute to HSA each year is limited by the IRS. The following limits for 2026 are:
- Up to $4,400 for employee-only coverage.
- Up to $8,750 if you cover dependents.
- Add $1,000 to these limits if you’re age 55 or older.
Higher Flexible Spending Account (FSA) limit
The maximum contribution amount for a Health Care or Limited Purpose FSA will increase to $3,400 in 2026. Any Health Care or Limited Purpose FSA balances between $100 and $660 will carry over to your 2026 FSA, but only if you re-enroll for 2026. The carryover amount that will be applied to the 2026 plan year will increase to $680.
The contribution limit for the Dependent Care FSA will increase to $7,500 for individuals or married couples filing jointly, and $3,750 for married couples filing separately.
How to enroll
Enrolling is easy! The Paychex Enrollment Portal website will guide you through the benefits enrollment process every step of the way. Log in now to get started. If you have questions or need assistance, call your Human Resources representative.
Do I need to enroll?
If you don’t enroll, your current benefit elections will continue next year, with the exception of Flexible Spending Accounts (FSAs) and Health Savings Account (HSA) contributions. You must take action if you want to contribute to an FSA or HSA in 2026.
Don’t miss out
After Open Enrollment ends, you can’t change your benefit elections unless you experience a qualifying life event.